CANARA ROBECO SAVINGS FUND (CRSF)
Low Duration Fund - An open-ended low duration debt scheme investing in debt & money market instruments such that the Macaulay duration of the portfolio is between 6 months and 12 months. A relatively low interest rate risk and moderate credit risk.
(as on July 29, 2022)
| SCHEME OBJECTIVE | To generate income / capital appreciation by investing in a portfolio comprising of low duration debt instruments and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized. |
| DATE OF ALLOTMENT | March 4, 2005 |
| BENCHMARK | CRISIL Low Duration Fund BI Index |
| FUND MANAGER* | 1) Mr. Kunal Jain 2) Mr. Avnish Jain |
| TOTAL EXPERIENCE | 1) 14 Years 2) 27 Years |
| MANAGING THIS FUND | 1) Since 18-July-22 2) Since 01-April-22 |
| ASSET ALLOCATION | Debt & Money Market Instruments- 0% to 100% (Risk- Low to Medium) Reits/Invits- 0% to 10% (Risk- Medium to High) |
| MINIMUM INVESTMENT | 5000 and in multiples of ₹ 1 thereafter Subsequent purchases: Minimum amount of ₹ 1000 and multiples of ₹ 1 thereafter SIP: For Any date/monthly frequency – ₹ 1000 and in multiples of ₹ 1 thereafter For quarterly frequency – ₹ 2000 and in multiples of ₹ 1 thereafter STP: For Daily/Weekly/Monthly frequency – ₹ 1000 and in multiples of ₹ 1 thereafter For quarterly frequency – ₹ 2000 and in multiples of ₹ 1 thereafter SWP: For monthly frequency – ₹ 1000 and in multiples of ₹ 1 thereafter For quarterly frequency – ₹ 2000 and in multiples of ₹ 1 thereafter |
| PLANS / OPTIONS | Regular Plan - Reinvestment of Income Distribution cum Capital Withdrawal Option Regular Plan - Payout of Income Distribution cum Capital Withdrawal Option Regular Plan - Daily Reinvestment of Income Distribution cum Capital Withdrawal Option Regular Plan - Weekly Payout of Income Distribution cum Capital Withdrawal Option Regular Plan - Weekly Reinvestment of Income Distribution cum Capital Withdrawal Option Regular Plan - Monthly Payout of Income Distribution cum Capital Withdrawal Option Regular Plan - Monthly Reinvestment of Income Distribution cum Capital Withdrawal Option Regular Plan - Growth Option Direct Plan - Reinvestment of Income Distribution cum Capital Withdrawal Option Direct Plan - Payout of Income Distribution cum Capital Withdrawal Option Direct Plan - Daily Reinvestment of Income Distribution cum Capital Withdrawal Option Direct Plan - Weekly Payout of Income Distribution cum Capital Withdrawal Option Direct Plan - Weekly Reinvestment of Income Distribution cum Capital Withdrawal Option Direct Plan - Monthly Payout of Income Distribution cum Capital Withdrawal Option Direct Plan - Monthly Reinvestment of Income Distribution cum Capital Withdrawal Option Direct Plan - Growth Option |
| ENTRY LOAD | Nil |
| EXIT LOAD | Nil |
| EXPENSE RATIO^: |
Regular Plan: 0.58% Direct Plan : 0.33% |
| Monthend AUM# | ₹ 1,060.66 Crores |
| Monthly AVG AUM | ₹ 1,069.32 Crores |
| (as on July 29, 2022) | |
| Regular Plan - Daily IDCW (reinvestment) | ₹ 10.2600 |
| Direct Plan - Daily IDCW (reinvestment) | ₹ 10.2600 |
| Direct Plan - Growth Option | ₹ 35.1812 |
| Regular Plan - Growth Option | ₹ 34.5191 |
| Regular Plan - IDCW (payout/reinvestment) | ₹ 30.9202 |
| Direct Plan - IDCW (payout/reinvestment) | ₹ 31.4753 |
| Direct Plan - Monthly IDCW (payout/reinvestment) | ₹ 10.2642 |
| Regular Plan - Monthly IDCW (payout/reinvestment) | ₹ 10.2641 |
| Regular Plan - Weekly IDCW (payout/reinvestment) | ₹ 10.2640 |
| Direct Plan - Weekly IDCW (payout/reinvestment) | ₹ 10.2642 |
| Yield to Maturity | 6.16% |
| Modified Duration | 0.53 Years |
| Average Maturity | 0.57 Years |
| Macaulay Duration | 0.55 Years |
Name of the Instruments |
Rating |
% to NAV |
Money Market Instruments |
13.79 |
|
Kotak Mahindra Bank Ltd |
A1+(CRISIL) |
4.57 |
Axis Bank Ltd |
A1+(CRISIL) |
2.34 |
Axis Bank Ltd |
A1+(CRISIL) |
2.32 |
HDFC Bank Ltd |
A1+(CARE) |
2.28 |
National Bank For Agriculture & Rural Development |
A1+(IND) |
2.28 |
Debt Instruments |
60.65 |
|
National Bank For Agriculture & Rural Development |
AAA(CRISIL) |
4.77 |
Kotak Mahindra Prime Ltd |
AAA(CRISIL) |
4.75 |
Indian Railway Finance Corporation Ltd |
AAA(CRISIL) |
4.71 |
Reliance Industries Ltd |
AAA(CRISIL) |
3.78 |
Bajaj Finance Ltd |
AAA(CRISIL) |
3.76 |
HDB Financial Services Ltd |
AAA(CRISIL) |
3.32 |
Power Finance Corporation Ltd |
AAA(CRISIL) |
2.84 |
REC Ltd |
AAA(CRISIL) |
2.84 |
Bajaj Finance Ltd |
AAA(CRISIL) |
2.37 |
Larsen & Toubro Ltd |
AAA(CRISIL) |
2.37 |
Power Finance Corporation Ltd |
AAA(CRISIL) |
2.36 |
Housing Development Finance Corporation Ltd |
AAA(CRISIL) |
2.36 |
Indian Railway Finance Corporation Ltd |
AAA(CARE) |
2.36 |
Indian Oil Corporation Ltd |
AAA(CRISIL) |
2.35 |
Housing Development Finance Corporation Ltd |
AAA(CRISIL) |
2.33 |
Reliance Industries Ltd |
AAA(CRISIL) |
1.89 |
LIC Housing Finance Ltd |
AAA(CARE) |
1.85 |
LIC Housing Finance Ltd |
AAA(CRISIL) |
1.43 |
Kotak Mahindra Prime Ltd |
AAA(CRISIL) |
1.42 |
Small Industries Development Bank Of India |
AAA(ICRA) |
1.38 |
Power Grid Corporation of India Ltd |
AAA(CRISIL) |
1.15 |
LIC Housing Finance Ltd |
AAA(CRISIL) |
0.95 |
LIC Housing Finance Ltd |
AAA(CRISIL) |
0.95 |
REC Ltd |
AAA(CRISIL) |
0.95 |
National Bank For Agriculture & Rural Development |
AAA(CRISIL) |
0.47 |
Small Industries Development Bank Of India |
AAA(CARE) |
0.47 |
REC Ltd |
AAA(CRISIL) |
0.47 |
Government Securities |
10.00 |
|
7.32% GOI 28-JAN-24 |
Sovereign |
2.87 |
7.16% GOI 20-MAY-23 |
Sovereign |
2.38 |
7.75% TAMIL NADU SDL UDAY 22-FEB-23 |
Sovereign |
1.90 |
9.37% GUJARAT SDL 04-DEC-23 |
Sovereign |
1.46 |
4.56% GOI 29-NOV-23 |
Sovereign |
1.39 |
Treasury Bills |
10.99 |
|
Tri - party repo |
1.90 |
|
Other Current Assets |
2.67 |
|
Grand Total ( Net Asset) |
100.00 |
% Allocation |
|
Net Current Assets |
2.64% |
0 to 3 Months |
17.47% |
3 to 6 Months |
29.05% |
| 6 to 12 Months | 36.98% |
| 1 -2 years | 12.71% |
| Greater Than 2 Years | 1.15% |
| This product is suitable for investors who are seeking*: | |
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| *Investors should consult their financial advisers if in doubt about whether the product is suitable for them. | |
$ Source ICRA MFI Explorer | Monthend AUM as on 29.07.2022 | ^The expense ratios mentioned for the schemes includes GST on investment management fees. *Please refer notice cum addendum no. 22 dated July 20, 2022 for change in fund management responsibilities.