CANARA ROBECO SAVINGS FUND (CRSF)
Low Duration Fund - An open-ended low duration debt scheme investing in debt & money market instruments such that the Macaulay duration of the portfolio is between 6 months and 12 months. A relatively low interest rate risk and moderate credit risk.
(as on July 31, 2023)
| SCHEME OBJECTIVE | To generate income / capital appreciation by investing in a portfolio comprising of low duration debt instruments and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized. |
| DATE OF ALLOTMENT | March 4, 2005 |
| BENCHMARK | CRISIL Low Duration Debt B-I Index |
| FUND MANAGER | 1) Mr. Kunal Jain 2) Mr. Avnish Jain |
| TOTAL EXPERIENCE | 1) 14 Years 2) 27 Years |
| MANAGING THIS FUND | 1) Since 18-July-22 |
| ASSET ALLOCATION | Debt & Money Market Instruments- 0% to 100% (Risk- Low to Medium) Reits/Invits- 0% to 10% (Risk- Medium to High) |
| MINIMUM INVESTMENT | ₹5000 and in multiples of ₹ 1 thereafter Subsequent purchases: Minimum amount of ₹ 1000 and multiples of ₹ 1 thereafter SIP: For Any date/monthly frequency – ₹ 1000 and in multiples of ₹ 1 thereafter For quarterly frequency – ₹ 2000 and in multiples of ₹ 1 thereafter STP: For Daily/Weekly/Monthly frequency – ₹ 1000 and in multiples of ₹ 1 thereafter For quarterly frequency – ₹ 2000 and in multiples of ₹ 1 thereafter SWP: For monthly frequency – ₹ 1000 and in multiples of ₹ 1 thereafter For quarterly frequency – ₹ 2000 and in multiples of ₹ 1 thereafter |
| PLANS / OPTIONS | Regular Plan - Reinvestment of Income Distribution cum Capital Withdrawal Option Regular Plan - Payout of Income Distribution cum Capital Withdrawal Option Regular Plan - Daily Reinvestment of Income Distribution cum Capital Withdrawal Option Regular Plan - Weekly Payout of Income Distribution cum Capital Withdrawal Option Regular Plan - Weekly Reinvestment of Income Distribution cum Capital Withdrawal Option Regular Plan - Monthly Payout of Income Distribution cum Capital Withdrawal Option Regular Plan - Monthly Reinvestment of Income Distribution cum Capital Withdrawal Option Regular Plan - Growth Option Direct Plan - Reinvestment of Income Distribution cum Capital Withdrawal Option Direct Plan - Payout of Income Distribution cum Capital Withdrawal Option Direct Plan - Daily Reinvestment of Income Distribution cum Capital Withdrawal Option Direct Plan - Weekly Payout of Income Distribution cum Capital Withdrawal Option Direct Plan - Weekly Reinvestment of Income Distribution cum Capital Withdrawal Option Direct Plan - Monthly Payout of Income Distribution cum Capital Withdrawal Option Direct Plan - Monthly Reinvestment of Income Distribution cum Capital Withdrawal Option Direct Plan - Growth Option |
| ENTRY LOAD | Nil |
| EXIT LOAD | Nil |
| EXPENSE RATIO^: |
Regular Plan: 0.60% Direct Plan : 0.30% |
| Monthend AUM# | ₹ 937.88 Crores |
| Monthly AVG AUM | ₹ 931.58 Crores |
| (as on July 31, 2023) | (₹) |
| Regular Plan - Daily IDCW (reinvestment) | 10.2600 |
| Direct Plan - Daily IDCW (reinvestment) | 10.2600 |
| Direct Plan - Growth Option | 37.5810 |
| Regular Plan - Growth Option | 36.7759 |
| Regular Plan - IDCW (payout/reinvestment) | 32.9422 |
| Direct Plan - IDCW (payout/reinvestment) | 33.6064 |
| Direct Plan - Monthly IDCW (payout/reinvestment) | 10.2688 |
| Regular Plan - Monthly IDCW (payout/reinvestment) | 10.2685 |
| Regular Plan - Weekly IDCW (payout/reinvestment) | 10.2685 |
| Direct Plan - Weekly IDCW (payout/reinvestment) | 10.2688 |
| Annualised Portfolio YTM | 7.29% |
| Modified Duration | 0.92 Years |
| Residual Maturity | 1.53 Years |
| Macaulay Duration | 0.99 Years |
Name of the Instruments |
Rating |
% to NAV |
Debt Instruments |
|
56.12 |
Housing & Urban Development Corporation Ltd |
AAA(ICRA) |
7.88 |
HDFC Bank Ltd |
AAA(CRISIL) |
6.42 |
Kotak Mahindra Prime Ltd |
AAA(CRISIL) |
2.67 |
Axis Bank Ltd |
AAA(CRISIL) |
2.67 |
Larsen & Toubro Ltd |
AAA(CRISIL) |
2.67 |
Power Finance Corporation Ltd |
AAA(CRISIL) |
2.66 |
REC Ltd |
AAA(IND) |
2.66 |
Small Industries Development Bank Of India |
AAA(CRISIL) |
2.66 |
HDB Financial Services Ltd |
AAA(CARE) |
2.66 |
LIC Housing Finance Ltd |
AAA(CRISIL) |
2.65 |
National Bank For Agriculture & Rural Development |
AAA(CRISIL) |
2.65 |
HDB Financial Services Ltd |
AAA(CARE) |
2.65 |
Bajaj Housing Finance Ltd |
AAA(CRISIL) |
2.65 |
Bajaj Housing Finance Ltd |
AAA(CRISIL) |
2.64 |
National Bank For Agriculture & Rural Development |
AAA(ICRA) |
2.61 |
Small Industries Development Bank Of India |
AAA(CARE) |
2.59 |
National Bank For Agriculture & Rural Development |
AAA(CRISIL) |
2.58 |
Bajaj Housing Finance Ltd |
AAA(CRISIL) |
1.61 |
Bajaj Finance Ltd |
AAA(CRISIL) |
0.54 |
Government Securities |
|
9.26 |
GOI FRB 2033 (22-SEP-2033) |
Sovereign |
4.84 |
0.00% GOI 19-SEP-26 |
Sovereign |
3.88 |
7.38% GOI 2027 (20-JUN-2027) |
Sovereign |
0.54 |
Money Market Instruments |
|
35.38 |
Indian Bank |
A1+(CRISIL) |
5.27 |
HDFC Bank Ltd |
A1+(CARE) |
5.19 |
ICICI Bank Ltd |
A1+(ICRA) |
2.60 |
Axis Bank Ltd |
A1+(CRISIL) |
2.58 |
Axis Bank Ltd |
A1+(CRISIL) |
2.55 |
TREPS |
|
17.19 |
Other Current Assets |
|
-0.76 |
Grand Total ( Net Asset) |
|
100.00 |
% Allocation |
|
Net Current Assets |
-0.78% |
0 to 3 Months |
25.13% |
3 to 6 Months |
10.38% |
| 6 to 12 Months | 19.49% |
| 1 -2 years | 15.78% |
| Greater Than 2 Years | 30.00% |
| This product is suitable for investors who are seeking*: | |
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| *Investors should consult their financial advisers if in doubt about whether the product is suitable for them. | |
$ Source ICRA MFI Explorer | #Monthend AUM / Quantitative Information as on 31.07.2023 | ^The expense ratios mentioned for the schemes includes GST on investment management fees. Please click here for disclaimers.