CANARA ROBECO SAVINGS FUND (CRSF)
Low Duration Fund - An open-ended low duration debt scheme investing in debt & money market instruments such that the Macaulay duration of the portfolio is between 6 months and 12 months. A relatively low interest rate risk and moderate credit risk.
(as on August 31, 2023)
| SCHEME OBJECTIVE | To generate income / capital appreciation by investing in a portfolio comprising of low duration debt instruments and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized. |
| DATE OF ALLOTMENT | March 4, 2005 |
| BENCHMARK | CRISIL Low Duration Debt B-I Index |
| FUND MANAGER | 1) Mr. Kunal Jain 2) Mr. Avnish Jain |
| TOTAL EXPERIENCE | 1) 14 Years 2) 27 Years |
| MANAGING THIS FUND | 1) Since 18-July-22 |
| ASSET ALLOCATION | Debt & Money Market Instruments- 0% to 100% (Risk- Low to Medium) Reits/Invits- 0% to 10% (Risk- Medium to High) |
| MINIMUM INVESTMENT | ₹5000 and in multiples of ₹ 1 thereafter Subsequent purchases: Minimum amount of ₹ 1000 and multiples of ₹ 1 thereafter SIP: For Any date/monthly frequency – ₹ 1000 and in multiples of ₹ 1 thereafter For quarterly frequency – ₹ 2000 and in multiples of ₹ 1 thereafter STP: For Daily/Weekly/Monthly frequency – ₹ 1000 and in multiples of ₹ 1 thereafter For quarterly frequency – ₹ 2000 and in multiples of ₹ 1 thereafter SWP: For monthly frequency – ₹ 1000 and in multiples of ₹ 1 thereafter For quarterly frequency – ₹ 2000 and in multiples of ₹ 1 thereafter |
| PLANS / OPTIONS | Regular Plan - Reinvestment of Income Distribution cum Capital Withdrawal Option Regular Plan - Payout of Income Distribution cum Capital Withdrawal Option Regular Plan - Daily Reinvestment of Income Distribution cum Capital Withdrawal Option Regular Plan - Weekly Payout of Income Distribution cum Capital Withdrawal Option Regular Plan - Weekly Reinvestment of Income Distribution cum Capital Withdrawal Option Regular Plan - Monthly Payout of Income Distribution cum Capital Withdrawal Option Regular Plan - Monthly Reinvestment of Income Distribution cum Capital Withdrawal Option Regular Plan - Growth Option Direct Plan - Reinvestment of Income Distribution cum Capital Withdrawal Option Direct Plan - Payout of Income Distribution cum Capital Withdrawal Option Direct Plan - Daily Reinvestment of Income Distribution cum Capital Withdrawal Option Direct Plan - Weekly Payout of Income Distribution cum Capital Withdrawal Option Direct Plan - Weekly Reinvestment of Income Distribution cum Capital Withdrawal Option Direct Plan - Monthly Payout of Income Distribution cum Capital Withdrawal Option Direct Plan - Monthly Reinvestment of Income Distribution cum Capital Withdrawal Option Direct Plan - Growth Option |
| ENTRY LOAD | Nil |
| EXIT LOAD | Nil |
| EXPENSE RATIO^: |
Regular Plan: 0.60% Direct Plan : 0.30% |
| Monthend AUM# | ₹ 924.74 Crores |
| Monthly AVG AUM | ₹ 930.65 Crores |
| (as on August 31, 2023) | (₹) |
| Regular Plan - Daily IDCW (reinvestment) | 10.2600 |
| Direct Plan - Daily IDCW (reinvestment) | 10.2600 |
| Direct Plan - Growth Option | 37.7930 |
| Regular Plan - Growth Option | 36.9741 |
| Regular Plan - IDCW (payout/reinvestment) | 33.1199 |
| Direct Plan - IDCW (payout/reinvestment) | 33.7943 |
| Direct Plan - Monthly IDCW (payout/reinvestment) | 10.2615 |
| Regular Plan - Monthly IDCW (payout/reinvestment) | 10.2615 |
| Regular Plan - Weekly IDCW (payout/reinvestment) | 10.2615 |
| Direct Plan - Weekly IDCW (payout/reinvestment) | 10.2614 |
| Annualised Portfolio YTM | 7.29% |
| Modified Duration | 0.86 Years |
| Residual Maturity | 1.30 Years |
| Macaulay Duration | 0.95 Years |
Name of the Instruments |
Rating |
% to NAV |
Debt Instruments |
|
45.57 |
HDFC Bank Ltd |
AAA(CRISIL) |
6.50 |
Kotak Mahindra Prime Ltd |
AAA(CRISIL) |
2.70 |
Power Finance Corporation Ltd |
AAA(CRISIL) |
2.70 |
Small Industries Development Bank Of India |
AAA(CRISIL) |
2.70 |
HDB Financial Services Ltd |
AAA(CARE) |
2.70 |
LIC Housing Finance Ltd |
AAA(CRISIL) |
2.69 |
National Bank For Agriculture & Rural Development |
AAA(CRISIL) |
2.69 |
Bajaj Housing Finance Ltd |
AAA(CRISIL) |
2.69 |
HDB Financial Services Ltd |
AAA(CARE) |
2.69 |
LIC Housing Finance Ltd |
AAA(CARE) |
2.68 |
National Bank For Agriculture & Rural Development |
AAA(ICRA) |
2.65 |
Small Industries Development Bank Of India |
AAA(CARE) |
2.63 |
National Bank For Agriculture & Rural Development |
AAA(CRISIL) |
2.62 |
REC Ltd |
AAA(CRISIL) |
2.61 |
Small Industries Development Bank Of India |
AAA(CARE) |
2.14 |
Bajaj Housing Finance Ltd |
AAA(CRISIL) |
1.63 |
Bajaj Finance Ltd |
AAA(CRISIL) |
0.55 |
Government Securities |
|
7.25 |
0.00% GOI 19-SEP-26 |
Sovereign |
3.96 |
GOI FRB 2033 (22-SEP-2033) |
Sovereign |
3.29 |
Money Market Instruments |
|
45.88 |
Indian Bank |
A1+(CRISIL) |
5.37 |
Axis Bank Ltd |
A1+(CRISIL) |
5.21 |
Bank of Baroda |
A1+(IND) |
2.66 |
ICICI Bank Ltd |
A1+(ICRA) |
2.66 |
Axis Bank Ltd |
A1+(CRISIL) |
2.63 |
Export-Import Bank Of India |
A1+(CRISIL) |
0.52 |
Treasury Bills |
|
10.69 |
TREPS |
|
16.14 |
Other Current Assets |
|
1.30 |
Grand Total ( Net Asset) |
|
100.00 |
% Allocation |
|
Net Current Assets |
1.32% |
0 to 3 Months |
37.52% |
3 to 6 Months |
5.31% |
| 6 to 12 Months | 12.23% |
| 1 -2 years | 24.60% |
| Greater Than 2 Years | 19.02% |
| This product is suitable for investors who are seeking*: | |
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| *Investors should consult their financial advisers if in doubt about whether the product is suitable for them. | |
$ Source ICRA MFI Explorer | #Monthend AUM / Quantitative Information as on 31.08.2023 | ^The expense ratios mentioned for the schemes includes GST on investment management fees. Please click here for disclaimers.